Insurance Agency Owners

You are paying a fortune
for live transfers.
You deserve to know
what happens next.

The transfer lands. Your rep picks up. And from that moment on — you are completely blind. You don't know if they opened strong, handled the objection, or fumbled the close. You find out when the numbers don't add up.

Live
Listen in on
any call
Every
Rep scored
every call
Zero
Blind spots
left
Agency owner dashboard
Agency Dashboard — Live
Questions You Can't Answer Right Now 3 Unknowns
Is it the leads or my reps? You're spending $50–$200 per transfer and you don't know where the breakdown is.
Unknown
Which rep is burning your money? Everyone blames the leads. Nobody admits they fumbled the call.
Unknown
Where did the call fall apart? The opener, the objection, or the close? You have no idea.
Unknown
Kolby answers all three. Live guidance on every call. Listen in any time. Every rep scored after every transfer.
Solved
Cost of one fumbled transfer
Lead cost + lost commission. Every single time.
2X
the loss
🎤
Listen in on any live call. Coach in real time.
Silent listen-in • Live interject • No one knows you're there
New
The Black Box Problem

Once you hand off that transfer
you are completely blind.

You spend the money. You send the lead. Your rep picks up the phone. And from that moment — everything that happens is invisible to you. You have no idea if your rep is winning or losing. You find out weeks later when they stop closing and start blaming the leads.

What You See vs What's Happening
Blind Spot
📞
Transfer lands on your rep's phone
Qualified prospect. Warm. Ready to talk. You paid for this.
●●● You lose visibility here
Rep fumbles the opener
You don't know. They don't say. The prospect cools off in the first 60 seconds.
Objection hits. Rep has no answer.
"Let me think about it." Rep says okay. Call ends. Nobody knows why.
Transfer lost. $150 gone.
Rep says the lead was bad. You have no way to prove otherwise.
01
You can't coach what you can't see

You know your reps need work. But without hearing the calls, you can't tell them what to fix. "Close harder" isn't coaching. It's guessing. And guessing on $150 transfers is expensive.

Your cost → Wasted coaching & wasted leads
02
You don't know if it's the leads or the reps

Every rep blames the transfer quality. You have no data to agree or disagree. So you either switch providers and waste money, or keep the same reps and keep losing. Either way you lose.

Your cost → Wrong decisions, no accountability
03
The same mistakes happen on every call

Without post-call analysis, your reps make the same errors week after week. There is no feedback loop. No one is getting better. You are funding the same mistakes over and over.

Your cost → Compounding losses with no end
The Real Problem

You are not losing money because your leads are bad. You are losing money because you have no visibility, no accountability, and no way to fix what you can't see. Kolby puts you inside every call without you having to be on every call.

$0
data on what's
happening right now
What Kolby Does For Your Agency

Three things you have never had
on a live transfer call. Until now.

Kolby doesn't just help your reps close more. It gives you complete visibility, real-time control, and the data to make every decision with confidence — instead of guessing.

01
Live AI Guidance on Every Call
Your reps stop fumbling

The moment a transfer lands, Kolby is live on your rep's screen. Caller profile. Recommended opener. Objection handling. Soft close timing. They never have to guess what to say next.

Real-time rebuttal suggestions as objections surface
Product knowledge surfaced instantly — no fumbling
Soft close prompts woven throughout the call
Result → Reps close more on the same leads
02
🎤
Live Listen-In & Real-Time Coaching
You are never out of the loop

You can join any live transfer call silently, hear everything happening in real time, and interject with coaching your rep hears — without the prospect knowing you're there. You are never more than a tap away from any call.

Silent listen-in on any active call
Whisper coaching directly to your rep in real time
Prospect hears nothing — rep hears everything
Result → You save deals before they fall apart
03
📈
Post-Call Scoring & Rep Intelligence
Finally — the data to manage by

Every call graded. Every rep ranked. You wake up every morning knowing exactly who is performing and exactly who is burning your transfer budget. No more guessing. No more excuses.

Full transcript and call grade after every transfer
Rep leaderboard with score trends over time
Exact moment the call was won or lost
Result → You manage facts, not feelings
Before Kolby
Flying blind. Every day.
No idea what happens on the call after transfer
Can't tell if it's the leads or the reps
Can't coach without hearing the calls
Same mistakes repeated every week
Transfer budget bleeding with no accountability
With Kolby
Inside every call. Every day.
Live AI guidance on every rep's screen the moment they answer
Listen in silently — coach your rep while the call is live
Every call scored and graded after it ends
Exact data on which rep is performing and which isn't
Every transfer dollar working harder than it ever has

You are not buying a tool. You are buying the ability to finally know what is happening inside your agency's most expensive calls — and the power to fix it before another dollar walks out the door.

Live Listen-In & Real-Time Coaching New Feature

Be on every call.
Without being on every call.

For the first time, you can sit silently on any live transfer your rep is handling, hear exactly what's happening, and whisper coaching directly into their ear — without the prospect ever knowing you're there. You save deals before they fall apart.

1
Transfer lands on your rep's line

Your rep picks up. Kolby activates on their screen. You see the call appear live in your agency dashboard instantly.

2
You tap in silently

One tap and you're listening. Your rep doesn't know. The prospect doesn't know. You hear everything — the opener, the objection, the moment the call starts to slip.

This is where you stop losing deals →
3
You interject when it matters

If the call is going sideways, you whisper the right move directly to your rep. They hear you. The prospect hears nothing. You just saved a $150 transfer in real time.

4
Call ends. You have the full picture.

Transcript. Grade. Coaching note. You know exactly what happened on every call — whether you listened in or not.

Agency Dashboard — Live Call
Live
M. Rivera — Final Expense Transfer
Male · 64 yrs · Florida · Qualified transfer
04:22
Listening:
M. Rivera (Rep)
You (Silent)
Prospect
"I don't know... this feels like a lot of money for something I might not need."
M. Rivera — Your Rep
"I understand, it can feel that way. Let me just... uh, walk you through some options."
🎤 You — Whisper Coaching
"Say: Most of my clients felt the same way until they saw it's less than $1 a day. Ask if you can show the breakdown."
M. Rivera — Your Rep
"You know what — most of my clients felt that exact same way until they saw that it breaks down to less than a dollar a day. Can I show you that breakdown real quick?"
Prospect
"...yeah. A dollar a day, okay. Yeah let's see it."
Listening silently • Rep only hears you
👁
Silent listen-in on any active call

Jump into any live transfer happening right now. Your rep doesn't know. The prospect doesn't know. You hear everything.

🎤
Whisper coaching in real time

When you see the call going sideways, interject instantly. Your rep hears your coaching. The prospect hears nothing. Deal saved.

📈
Stop losing deals before they're gone

You no longer find out a deal was lost after the fact. You're there when it matters. One well-timed interject pays for Kolby for the entire month.

The Agency Scorecard

Wake up every morning knowing
exactly who is performing.

No more gut feelings. No more excuses. Every rep. Every call. Every score. You have the data to know who is closing your transfers, who is fumbling them, and exactly what needs to change.

What you know every morning
📈
Agency close rate this week Across all reps, all products
29.4%
🏆
Top performer this month Score & close rate trending up
M. Rivera
🚨
Rep burning your money Score dropped 22 pts in 2 weeks
D. Walsh
💰
Transfers closed this week vs last week
▲ +6
🎯
Top objection this week Across all reps
Price
⚡ Kolby Intelligence — This Week
D. Walsh is failing on price objections on 68% of calls. Pull his transcripts and coach before next week's transfers.
M. Rivera's close rate went from 18% to 34% in 6 weeks. Share her call recordings with the rest of the team.
Final expense transfers closing at 31% agency-wide this month — your strongest product.
Agency Scorecard — This Month
6 Reps
Rep Scores
Call History
Objections
Trends
Agency Avg Score
79
Avg Close Rate
29%
Calls This Month
312
At Risk Reps
2
Rep
Calls
Close %
Trend
Score
Status
M. Rivera
84
34%
▲ +8%
92
Strong
T. Washington
71
31%
▲ +4%
86
Strong
A. Lopez
58
26%
▲ +2%
79
Strong
P. Johnson
63
21%
▼ -3%
66
At Risk
D. Walsh
49
14%
▼ -9%
51
Losing
🚨
D. Walsh has cost your agency an estimated $2,800 in lost transfers this month. Price objection handled incorrectly on 68% of calls. Listen in on next call or pull transcripts now.

You are no longer managing by feeling. You have the exact data to know who is earning their transfer budget and who is burning it. That conversation just got a lot easier to have.

No more
excuses.
Just data.
Run Your Numbers

What is one fumbled transfer
actually costing you?

Put in your agency's numbers. See exactly what Kolby is worth to you — not in features, in dollars recovered from transfers your reps should have closed.

Reps buying live transfers
5

How many producers on your team receive live transfers?

120
Transfers per rep per week
20

Average weekly volume each rep receives

5100
Cost per transfer
$85

What you pay per live transfer

$45$200
Average commission per close
$400

What each closed transfer earns your agency

$100$3,000
Current agency close rate
18%

Across all reps on live transfers

5%40%
Where your agency is now
Total transfers per month (all reps) 400
Monthly transfer spend $34,000
Deals closed per month 72
Monthly commission earned $28,800
Transfers lost every month 328
With Kolby — +10% close rate across all reps
New agency close rate 28%
Additional closes per month +40
Additional monthly commission +$16,000
Additional annual revenue
Same reps. Same transfers.
Just a better close rate across the board.
+$192,000
per year
Kolby is $99/mo per rep. One extra close a week pays for the entire agency.

You are already spending the money on transfers. The only question is how much of it is coming back. Kolby makes sure your reps close what you paid for — and gives you the visibility to fix it when they don't.

For Insurance Agency Owners

Stop funding calls
you can't see.

You are already spending the money on transfers. Kolby makes sure your reps close what you paid for — and gives you the visibility to fix it the moment they don't.

Live AI guidance on every rep's screen the moment they answer.
Silent listen-in on any live call — whisper coach your rep in real time.
Every call scored. Every rep ranked. Every fumble documented.
Finally know if it's the leads or the reps — with data to prove it.
Works on every insurance product — auto, life, final expense, home.
GET INSIDE
EVERY CALL
🎤
⚡ New Feature
Live listen-in & whisper coaching. Sit silently on any call and coach your rep in real time — prospect hears nothing.

Your reps are on transfers right now.

You have no idea if they're closing or fumbling. That changes today.

Start getting ROI on every transfer

Get Started Today →

$99/mo per rep  ·  Cancel anytime  ·  Works on every insurance product