Receiving · Live Transfer Calls

Every transfer.
Every product.
Always ready.

The moment a live transfer hits your line, Kolby is already on your screen. The right questions. The right answers. The right close - for every insurance product, every time.

Any
Insurance
product
Live
AI on every
transfer
Every
Call scored
& reviewed
Live Transfer In Progress
How It Works
1
Transfer company qualifies the prospect and dials your Kolby AI-number
2
You pick up. Prospect is already on the line. Already warm. Already interested.
3
Kolby is live on your screen — product knowledge, objection handling, next steps. Everything you need, exactly when you need it.
4
Call ends. Kolby scores your performance and shows you exactly what to do better next time.
The Shift Is Happening

Join the wave of agents
dominating live transfers
with Kolby.

Every week more sales professionals are picking up their Kolby AI-number and never going back. Their close rates are up. It pays for itself. They stop losing deals they should win.

Kolby AI Live Transfer System

Built for live transfers

Everything you need
in one system.

From the moment the call hits your Kolby number to the grade you get when it ends - this is a complete AI coaching system designed to make you an elite closer.

What you get
Star Feature
The Main Event
Your Kolby AI Number — Live on Every Transfer

Give your transfer company one number. The moment a call lands, Kolby is live on your screen — objection handling, close guidance. Prospects talk to a sales professionals who is great at selling value.

Others alone
$100+/mo
Included in Kolby
📈 Star Feature
After Every Call
Post-Call Analysis & Performance Grading

Every transfer graded. Every pattern identified. What you said that won the deal. What you said that lost it. Most agents make the same mistakes for years. You will never make one twice.

Others alone
$200+/mo
Included in Kolby
📚
Knowledge Base

Upload every product you sell. Every carrier. Every rate sheet. Every objection you have ever heard. Kolby learns it overnight and surfaces exactly what you need the moment a transfer lands — regardless of the product.

Works across all insurance products
📄
Call Templates & Playbooks

Build your perfect teammate with context. Give Kolby specifics about your product, discounts, compliances, bundles and more. Kolby combines it with intelligence in real time.

Your playbook. Every call.
If you built this stack yourself
  • Real-time guidance (Balto)$100+/mo
  • Transcription (Gong Foundation)$108–$133/mo
  • Training platform (SalesHood)$45–$70/mo
  • VoIP / Dialing (Dialpad)$15–$45/mo
  • Post-call analytics (Gong bundle)$200–$250/mo
Total per user, per month
$468–$598
Annual contracts. Hidden fees. Multiple logins.
Everything. Kolby AI.
  • Kolby AI number — live guidance
  • Post-call analysis & grading
  • Full knowledge base
  • Call templates & playbooks
  • Works on every insurance product
Total per user, per month
$99
One platform. One login. Cancel anytime.
The Real Cost of Losing a Live Transfer

A poor performance doesn't cost you once.
It costs you twice.

Every live transfer you don't close is a double loss.

01
You paid for the call.

Live transfers aren't cheap. Depending on the product — agents are paying $45 to $200+ per transfer. That money is gone the moment you pick up the phone. Whether you close or not.

02
You didn't earn the commission.

The prospect was qualified. They were warm. They were expecting to buy. The commission you lost can range from a few hundred to several thousand dollars — depending on the product and the policy.

The Double Loss

A missed transfer isn't just a lost sale. It's the cost of the lead plus the commission you should have made. Every single time you don't close, you're paying for the privilege of losing.

2X
The cost of every miss

The average agent closes 12% to 20% of their live transfers. Top performers close 25% to 35%. That gap is worth more than most agents make in a month. Kolby is designed to close that gap.

When Transfers Don't Close

Sometimes it's the lead. Most times, it's what happens on the call.

The prospect was qualified. They were ready to talk. Here is what gets in the way — and exactly where Kolby steps in.

📖
Product knowledge under pressure

Insurance agents sell across multiple products - No one has every product memorized perfectly. Kolby is your knowledge base, live on the call.

Kolby → Live product intelligence
💪
Objections that stall the close

“Let me think about it.” “I need to talk to my spouse.” “I'm not sure right now.” Every closer hears these. Top closers have the rebuttal ready before the prospect finishes the sentence. Kolby makes sure you always do too.

Kolby → Real-time objection handling
Delays that kill momentum

Fumbling through rate sheets. Navigating a CRM mid-call. Pausing to look something up. Every second of silence costs you the deal. Kolby keeps the conversation moving so you never lose the prospect to dead air.

Kolby → Instant answers, no delays
The difference between a 12% close rate and a 30% close rate is what the agent does on the call consistently. How they handle the objections. Kolby gives every agent elite sales skills - live, on every call.
+18%
Close rate difference
Average Agent
12–20%
Close rate on live transfers
Pauses to look up product details mid-call
Gets stalled by objections and can't recover
Too much Pitching. Not enough listening.
VS
Top Closer with Kolby
25–35%
Close rate on live transfers
Builds instant trust and momentum
Kolby surfaces every relative product value detail in real time
Every objection met with confidence.
+15%
Average close rate
increase with Kolby
$0
Extra leads needed
to make more money
Day 1
When Kolby starts
working for you

The top closers in your market are not smarter than you. They have just had more reps, more coaching, and more feedback. Kolby gives you all three - on every call, from day one. The gap closes the moment you pick up the phone.

Kolby Lives on Your Call

The transfer lands.
Kolby is already listening.

The moment your Kolby AI number rings, your screen comes alive.

1
No integration needed. Works automatically.

The provider dials your assigned Kolby AI number. Your phone rings. The prospect is already on the line — and so is Kolby. No delays.

2
Kolby goes live the moment you answer

Your screen activates instantly.

This is where the gap closes →
3
Real-time guidance through the entire call

Every objection flagged. Every next step surfaced. Kolby listens and feeds you the right move — before the moment passes.

4
Call ends. Kolby grades you.

Full transcript. Performance score. Exactly what you did right and exactly what cost you the deal — so the next transfer goes even better.

Live Transfer Flow
📞
Prospect
Customer
🏆
Provider
Lead Provider
Kolby
Kolby AI
📈
You
AI
You
Watching the transfer flow...
Kolby Live on the Transfer

The objection hits.
Kolby already has
the answer.

Pick a scenario your prospects throw at you every day. Watch Kolby guide you through it in real time — the right move, the right words, right when you need them.

Pick a scenario
Scenario 01 — Auto Insurance
"I already have insurance with State Farm. I've been with them for 12 years. I'm not switching."

Loyalty objections feel solid but they're almost always based on assumption. Kolby doesn't fight the loyalty — it creates curiosity about the number. One question is all it takes.

01
Respect the relationship. Never attack their current carrier — ask about the rate.
02
Create curiosity. Long-term customers are usually overpaying. Plant that seed.
03
Make a comparison risk-free. Two minutes. No obligation. Just a number.
Live Transfer — Kolby Active
Live
Ready
Scenario 02 — Final Expense
"I need to think about it. This is a big decision and I don't want to be pressured into anything today."

The stall on final expense is almost always fear, not indecision. Kolby slows the call down, validates the emotion, and brings it back to the one thing that matters — the family left behind.

01
Validate immediately. They're right — this is important. Agree before you close.
02
Find out what they're thinking about. Fear of cost? Coverage? Medical questions?
03
Bring it back to the family. The only thing worse than the cost is leaving nothing behind.
Live Transfer — Kolby Active
Live
Ready
Scenario 03 — Home Insurance
"My mortgage company handles my insurance through escrow. I can't just change it."

A common misconception that kills deals before they start. Kolby corrects the confusion calmly, educates without condescending, and shows them exactly how simple the switch actually is.

01
Never make them feel dumb. This is a common misunderstanding — normalize it fast.
02
Clarify the escrow relationship. The mortgage company pays the bill. You choose the carrier.
03
Make the switch feel effortless. Kolby handles the lender notification. One call.
Live Transfer — Kolby Active
Live
Ready
Scenario 04 — Life Insurance
"I'm healthy. I don't really need life insurance right now. Maybe when I'm older."

The most expensive objection in life insurance. Kolby flips the logic — healthy is exactly when you buy, not when you wait. The rate they get today is the rate they lock in for life.

01
Agree that they're healthy. That's the point — healthy people get the best rates.
02
Show what waiting costs. Every year older means a higher premium — locked in for life.
03
Make today the smart move. This isn't about needing it now. It's about locking in now.
Live Transfer — Kolby Active
Live
Ready
Run Your Numbers

One extra close a week.
See what that is worth to you.

Put in your numbers. See exactly what Kolby is worth to you. Move any slider and watch your income change in real time.

Live transfers per week
20

How many transfers do you receive weekly?

5100
Cost per transfer
$85

What do you pay per live transfer?

$45$200
Current close rate
18%

What percentage of transfers do you currently close?

5%40%
Average commission per close
$400

What is your average commission when you close a deal?

$100$3,000
Where you are now
Transfers per month 80
Deals closed per month 14
Monthly lead spend $6,800
Monthly commission earned $5,760
With Kolby — +10% close rate improvement
New close rate 28%
Deals closed per month 22
Extra closes per month +8
Monthly commission with Kolby $8,960
Additional monthly income
Same leads. Same hours.
Just a better close rate.
+$3,200
per month
Kolby is $99/mo. The math speaks for itself.

One number. Every transfer. Kolby live on every call.

Welcome to the future of Live Transfer Calls.

Average agent close rate
12–20%
On live transfer calls
without real-time support
Top closers with Kolby
25–35%
Same leads. Same hours.
Kolby on every call.
Kolby AI
$99
per month
One number. One login.

One extra closed transfer a week pays for Kolby. Everything after that is yours.

1 user Superhuman Closer
$99
/ month

For solo agents who want Kolby live on every transfer they receive.

First month $49.50 with promo code. Then $99/month.

Get your first month for $49.50 — 50% off. Copy code at checkout.
AI-HUMAN
3 users Small Teams
$199
/ month

For agencies running multiple agents on live transfer campaigns.

First month $99.50 with promo code. Then $199/month.

Get your first month for $99.50 — 50% off. Copy code at checkout.
AI-HUMAN
Up to 5 users Scale
$299
/ month

For teams closing high volumes of live transfers across multiple products.

First month $149.50 with promo code. Then $299/month.

Get your first month for $149.50 — 50% off. Copy code at checkout.
AI-HUMAN
Everything included
You came for the AI number.
Here is everything else you get.
During the call
Live in-call guidance
AI coaching in real time as the conversation unfolds
Manager live listen-in
Leaders monitor calls and drop in tips silently
Call recording
Every transfer captured automatically
Calling & outreach
Power dialer
Auto-dial your list at full speed
Outbound from dashboard or cell
Dial from the platform or your own phone
AI outreach + calendar booking
AI contacts leads and books meetings automatically
After the call
Post-call analytics & scoring
Every transfer graded — know exactly where to improve
Transcription + summary
Full transcript and clean summary ready instantly
Leaderboards
Team rankings that drive healthy competition
Intelligence & training
AI roleplay training
Practice objections before real transfers hit
Product & industry knowledge base
Kolby learns every product you sell overnight
CRM integration
Connects with your existing CRM automatically

All of this. One platform. One login. $99 a month.

Have questions? sales@kolbyai.com  or  contact us here.

Your next transfer is coming with intelligence

Get your
Kolby AI-Number.

$99 a month. Every transfer. Every product. Kolby live on every call.

Start Now →
No contracts  ·  Cancel anytime  ·  Works on every insurance product